Monisha's CV
Monisha Mohanty
CDD / KYC ANALYST - AML COMPLIANCE
Profile summary
Experienced CDD / KYC Analyst with 5 years of progressive experience in AML compliance. Track record of executing end-to-end CDD and EDD reviews, managing KYC onboarding, and supporting automated risk rating implementation. Dedicated to maintaining high quality standards and supporting regulatory compliance across multiple jurisdictions.
Career highlights
CDD and EDD Reviews: Executed end-to-end CDD and EDD reviews for individual and institutional clients across multiple jurisdictions, covering SCC, High Net Worth, and Global Private Banking client segments.
Product Onboarding and Testing: Served as single point of contact for a new Onboarding KYC product implemented in CRT, including end-to-end UAT testing, transition handling, and escalation of defects.
Quality and Productivity: Consistently achieved productivity targets while maintaining a quality score between 99 and 100 percent in compliance operations.
Sanctions and Risk Screening: Conducted sanctions, PEP, and adverse media screening using World-Check, adjudicating name-match alerts and documenting risk assessments.
Key skills
Professional experience
Manages client due diligence operations and compliance reviews, overseeing cross-border risk assessments and stakeholder coordination. Coordinates quality standards and project rollouts across banking segments while maintaining productivity targets.
- Executes end-to-end CDD and EDD reviews for individual and institutional clients across multiple jurisdictions, covering SCC, High Net Worth, and Global Private Banking client segments.
- Conducts sanctions, PEP, and adverse media screening using World-Check, adjudicating name-match alerts and documenting well-supported risk assessments.
- Performs transaction monitoring and cross-border account activity, investigating alerts, identifying red flags, and escalating unusual or suspicious activity in line with internal policy.
- Manages weekly blocking, monthly blocking, and international trigger-based reviews within agreed SLAs while achieving a quality score of 99-100%.
- Prepares and presents MI reports, case trackers, and process walkthroughs to senior stakeholders on new projects, supporting management decision-making.
Handled KYC verification, remediation, and onboarding for high-value banking customers across UK and Singapore jurisdictions. Validated complex customer identification, proof of address, and Common Reporting Standard declarations against compliance checklists.
- Identified documentation deficiencies and coordinated with cross-functional teams to ensure resolution within strict service level agreements.
- Investigated high-risk customer files and prepared detailed escalation reports for the compliance team regarding suspicious profiles.
- Supported clients with cross-border remittance services and critical regulatory documentation updates.
Directed daily reporting functions and operational analytics, coordinating cross-functional processes between internal teams and external vendors to maintain alignment across workflows.
- Prepared daily, weekly, and monthly MIS reports while tracking operational key performance indicators and performance metrics.
- Monitored operational data and generated reports to improve reporting accuracy.
Executed technical support operations by resolving complex user tickets and handling inquiries via chat channels. Collaborated with internal business units to process refunds and replacements according to company standards.
- Audited customer interaction logs and compiled quality reports for team leads.
Education
Mechanical Engineering
Mechanical
Languages
English · Professional
Hindi · Professional